Specializing in Florida Real Estate
Specializing in Florida Real Estate

US Domestic Investor Loans

To secure traditional financing on investment properties, you will need at least 20% down payment.  If you can put down 25%, that extra 5% down payment will save you at least one-quarter percent on the interest rate, maybe more.  Ideally you will want to have a middle score of 740 or better and be able to demonstrate cash reserves equal to six months for each investment property owned.  Rates will be adversely impacted for every 20 points below a 740.


  • Down Payment:  20% or more down payment is typically required.  25% down payment saves at least a quarter on the rate)
  • Credit Scores:  Ideal for borrows with credit scores greater than 740 (Lower credit scores are accepted with pricing adjustments.)
  • Loan Limits:  Up to $548,000 (Higher limits available for high cost areas)
  • Reserves:  Six months
  • Corporate Title Allowed


Privacy Policy-Our promise to you.  Our borrower's information is of the upmost importance to us and we will only use the information you provide to determine if, and how much you qualify for.  We do not sell, share, or market your personal infomation.  

Services Provided by: Giles Wardian (407) 963-1151

Licensed Mortgage Specialist NMLS #349296

Florida Mortgage Providers, Inc. NMLS #

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