Innovative Mortgage Services
Innovative Mortgage Services

What our satisfied borrowers are saying about us

“He got us a great rate and I feel like he was always on top of things. No long waits. No Headaches"

 

My husband and I purchased our home in February in New Smyrna Beach. Giles made the mortgage process feel simple for us and we were both extremely impressed by his knowledge. He got us a great rate and I feel like he was always on top of things. No long waits. No headaches. He always answered our calls. He even went above and beyond to help us get a great rate on our homeowner's insurance. If you are looking for someone to help you with your mortgage, I recommend Giles to be your first stop. He will also probably be your last!

 

Loan Status: Closed April 2018

Loan Type: Purchase

 

-Kaily(Google Reviews)

“Giles was able to get us a mortgage when 2 other insitutions couldn't!"

 

IGiles was able to get us a mortgage when 2 other institutions couldn't!! I would highly recommend him. He is very knowledgeable and helpful.

 

Loan Status: Closed March 2018

Loan Type: Refinance

 

-Dennis (Google Reviews)

“When everyone else told me “No”, he proved that it could be done.”

 

I can't begin to tell you how happy I am with the impeccable service I received from Giles WardIan. When everyone else told me "No", he proved that it could be done. I can't imagine the endless hours he spent to ensure a seamless process from beginning to end. His attention to detail, follow up and desire to go above and beyond make him the best broker I have ever met. My daughter and I will be forever grateful to him for helping us finance our forever home. Thank you Giles!

 

Loan Status: Closed September 2017

Loan Type: Purchase

 

-Melodye (Google Reviews)

“He got us a fantastic loan that allowed us to have the monthly payments we wanted.”

 

We worked with Giles for the loan on our new home and it was a great experience! He got us a fantastic loan that allowed us to have the monthly payments we wanted as well as a low down payment. My realtor, the listing agent, the closing agent and the title company all commented on how great it was to work with Giles.

 

Loan Status: Closed September 2017

Loan Type: Purchase

 

-Marcus (Google Reviews)

“Best customer service I ever experienced Giles made my loan acquisition process as smooth as it could be and explained everything so I could understand.”

 

Giles Wardian is the “Best Broker” I ever worked with; from the moment I spoke with him I felt a sense of trust, he was friendly, knowledgeable and completely honest about what to expect through the entire process. I was nervous about working with someone I did not know, based on my past experiences, but Giles was honest and patient with me from the beginning, and made me feel comfortable about asking questions about the entire process, even if I asked more than once. He kept the process moving along and we completed in the timeframe promised. He explained everything thoroughly and always called me back promptly.
Best customer service I ever experienced Giles made my loan acquisition process as smooth as it could be and explained everything so I could understand. He walked me through every step of the process; all details of the transaction made me feel like a valued customer, answered every question I had.
I will recommend him to every person I know who is in need of financing."

 

Loan Status: Closed September 2017

Loan Type: Refinance

 

-Laura (Google Reviews)

“Giles was able to find a way to work thru all of the problems and get us an awesome low rate mortgage...

 

Giles was extremely helpful and knowledgeable at getting my mortgage refinanced for us. We tried several other mortgage brokers and none of them were able to get the job done. We had a complicated situation trying to qualify for the refinance of our mortgage. Giles was able to find a way to work thru all of the problems and get us an awesome low rate mortgage with a cash out from our equity. I would recommend his services to everyone. He is a very caring and knowledgeable and knows how to get the job done.

 

Loan Status: Closed September 2017

Loan Type: Refinance

 

-Andrew (Google Reviews)

“Closed on our first house.”

 

We recently closed on our first house. Giles Wardian was recommended to us by family, and certainly lived up to his reputation, the process was smooth and there were no hiccups. We closed nine days early.

 

Loan Status: Closed April 2017

Loan Type: Purchase

 

-Daniel (Google Reviews)

“We had a wonderful experience.”

 

We had a wonderful experience with Giles while going thru the process of purchasing our first home!

 

Loan Status: Closed April 2017

Loan Type: Purchase

 

-Janel (Google Reviews)

"From pre-qualifying through closing on our new home."

Giles was very helpful through the entire process. From pre-qualifying through closing on our new home. He was easy to contact and quick to answer all of our questions. We highly recommend him.

 

Loan Status:  Closed Aug 2016

Loan Type: Purchase

 

-JBEAN383 from 32909

"He's incredibly thorough and knows all the nuts and bolts in order to close ..."

I've bought and sold multiple homes throughout the years and have never met someone like Giles. He's incredibly thorough and knows all the nuts and bolts in order to close the deal. He has a way of making you feel at ease throughout the loan process and in spite, of it being such an intimidating and laborious process for the borrower, he handles it with such ease. I will NEVER work with anyone else again, he's our guy for all my real estate needs!"

 

Loan Status:  Closed Aug 2016

Loan Type: Refinance

 

-rsantiago0402 from 32909

"He always made sure I had all my documents together and ready for the next step."

Giles was extremely helpful with answer to questions and walking me through the entire mortgage process. He always made sure I had all my documents together and ready for the next step. He was very thorough and because of his work up front we were able to meet all the deadlines. He was very accessible and straight forward. I would definitely recommend him to anyone looking to buy a home.

 

Loan Status:  Closed Aug 2016

Loan Type: Purchase

 

-jasonecnoseworthy from 32835

"He went out of his way and made our experience comfortable and easier than we could ..."

We can’t say enough good things about our experience with Giles. From the beginning he carefully explained us how the process works, what to expect and guided us in order to make the best possible choices. Giles made the experience pleasant, easy, and gratifying. He is an outstanding loan officer and we were impressed by 'how on top of it' he was. From start to finish he exceeded our expectations, and we would highly recommend him to anyone looking for a loan to buy a house. He went out of his way and made our experience comfortable and easier than we could have imagined. He did all the leg work, so it was stress-free for us. Overall, I would 100% do business with Innovative Mortgage Services again, and highly recommend Giles. On top of that, Innovative Mortgage Services uses a highly secure website to upload personal information ... Big Thumbs Up! Thanks Giles, we now have a place to call home!!! Robert

 

Loan Status:  Closed Aug 2016

Loan Type: Purchase

 

-611984744 from 32826

"He would be my first call in any home financing query."

Giles is a consummate professional. He is quick and eager to help. I highly recommend him. He would be my first call in any home financing query. I asked him for a very specific loan, one that could be recast, and he made it happen. He also was very helpful in finding us homeowners insurance.

 

Loan Status:  Closed Aug 2016

Loan Type: Purchase

 

-user43451603 from 32765

"Giles Wardian fue nuestro amigo en el proceso de compra."

Giles Wardian was my angel in my house buying process. He guided me in a very responsible and compromised way. He worked with me day and night, any moment. He was very diligent to work on my papers to get the loan as soon as possible. Even I am a Spanish speaker, I felt very comfortable working with him. I understood everything and he was very patient understanding me.He advised me how to improve my credit and how to have all the requirements ready to do the closing. He is the best!Giles Wardian fue nuestro amigo en el proceso de compra. Lo recomiendo 100%.

 

Loan Status:  Closed July 2016

Loan Type: Purchase

 

-ilsa13270 from 32773

"He worked very quickly and we could not believe how fast he got us approved!"

Giles helped my husband and I purchase a our first home and he was fantastic! We were clueless first-time homeowners and he made the process incredibly easy and painless. He broke everything down for us step-by-step. Anytime we had a question Giles was easily accessible, even after normal business hours. He worked very quickly and we could not believe how fast he got us approved! A+++

 

Loan Status:  Closed July 2016

Loan Type: Purchase

 

-earamsey82 from 32566

"He was skilled and professional."

Giles was quick to respond and kept me informed throughout the loan process. The documentation he provided in the beginning of the process was very helpful in understanding the numbers - especially for a first time home buyer. He was skilled and professional. Will recommend to friends in the future.

 

Loan Status:  Closed July 2016

Loan Type: Purchase

 

-David Brown from 32765

"If your looking for a true professional that is looking out for your interests before ..."

We have used Giles for one refinance and one new home purchase. If your looking for a true professional that is looking out for your interests before his this is your guy.I've experienced a few mortgage brokers in my days, but none that have ever given meThe feeling that he was working for me, with me, and by my side through the whole process. Give him a call and I am sure you will have the same feeling and results that I had.

 

Loan Status:  Closed July 2016

Loan Type: Purchase

 

-lmitchell83 from 32708

"Giles walked my wife and I through the mortgage process step by step and we felt ..."

Giles was always a phone call or click away and always had the answers I was looking for in detail from start to finish. Giles walked my wife and I through the mortgage process step by step and we felt confident and satisfied every step of the way. I would highly recommend Giles to anybody looking for a true Mortgage Professional!!! Thank you Giles Wardian, my family and I will definitely be calling you again for your services!!

 

Loan Status:  Closed July 2016

Loan Type: Refinance

 

-jmoe1018 from 32909

"Maybe it was time consuming for him, I hope not, but if it was he never made us ..."

We have purchased a few homes over the years, and having Giles as our mortgage broker made the process so much easier and enjoyable. It was such a great experience that we used him in getting our last three mortgages.My husband found him via the Internet while searching for the best loan rate we could find. We went with Giles because of his low rates and fees, but we love working with him because of his professionalism, knowledge, helpfulness, friendliness, honesty, and his availability; he usually answered the phone every time my husband called (and my husband called him a lot!) and if he couldn't answer, he would call back in a very short amount of time. He even answers the phone in the evening and on weekends.The first time we used Giles was for an FHA renovation loan (203K loan), which is a loan that includes the purchase price and the cost to renovate the property all in one mortgage. Without that loan we wouldn't have been able to afford that property because it needed so much work to make it livable. Not having to pay cash or get another loan for the renovation costs made the purchase of that property possible for us. And Giles made the process so easy! I was concerned it would be difficult and time consuming, but it wasn't. Maybe it was time consuming for him, I hope not, but if it was he never made us feel like it was. He is very good at explaining in simple terms what any of the closing fees or numbers are for, and he provides a sheet that is very clear on what the expected dollar amount will be needed to close, what the mortgage payments will be, where all the money is going, etc.Anytime the financial institution needed any documents from us, he was very quick to let us know what we needed and how we could easily obtain it.He offered to explain anything we needed help understanding, including offering to go over the closing documents with us.We have both highly recommended Giles to people whenever we have heard that someone is purchasing a home. We've even suggested to people to give him a call even if they are already working with someone, because we're confident they'll get a better mortgage with him, and they'll have a better, more enjoyable experience with him. If we ever need a mortgage again, whether it's for a new purchase or a refinance, or even a 2nd mortgage, we would without a doubt use Giles as our mortgage broker.

 

Loan Status:  Closed July 2016

Loan Type: Purchase

 

-zuser20150529111447169 from 32835

"We highly recommend him to all we know."

Giles is a very professional and will work to make anything happen. He keeps in contact with you through every step of your lending process. We highly recommend him to all we know. He is the best in the business!

 

Loan Status:  Closed September 2014

Loan Type: Purchase

 

-poncecathy from 34736

Services Provided by: Giles Wardian of Team Innovative (407) 963-1151

Licensed Mortgage Specialist NMLS #349296

Innovative Mortgage Services, Inc. NMLS #250769

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